Hatrom - Capital Solutions

Fast and Flexible Access to Business Funds

If you're an established business looking for funds, we're a great fit for you. Get started with our simple to use application.
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Trusted by Thousands of Businesses:

Our Products

Explore a range of financing solutions designed to meet the unique needs of your business.

SBA
Loans

Receivables
Financing

Merchant Cash
Advances

Equipment
Financing

Term
Loans

Invoice
Factoring

Lines
of Credit

Personal
Loans

Quick Application for Capital
Select a loan amount
$
17,000
Apply Now

How It Works

1. Apply Online
Complete a quick and easy online application.
2. Review and Approval
3. Choose Your Terms
4. Receive Your Funds

What Our Clients Are Saying

Hear from the businesses we've helped grow with our fast and flexible funding solutions. Our clients success stories speak to the quality of our service and support.

Simple and Fast Process

"The process was incredibly simple and fast. We got the funding we needed within 24 hours, and it made a huge difference for our business!"
Mark R.
Tech Startup Founder

No Hidden Fees

"What I appreciated the most was the transparency—there were no hidden fees or surprises, just clear terms that worked for us."
David L.
E-commerce Entrepreneur

Reliable and Trustworthy

"We've used LightBox for several financing needs, and every time they've been reliable, trustworthy, and easy to work with."
Michelle B
Logistics Company Owner

Straightforward Pricing

"I loved how simple and upfront the pricing was. No complicated jargon or hidden costs, just clear explanations that made it easy to understand what I was paying for."
Jenny
Bookshop Owner

Flexible and Transparent

“The flexible repayment terms and transparent process made a huge difference for us. We were able to focus on growing our business without any financial stress.”
Elena S.
Retail Business Owner

Great Customer Support

"The team was amazing. They walked us through every step and answered all our questions. We felt supported throughout the entire process."
Linda M.
Small Business Owner

Quick Approval and No Hassles

"I was amazed at how quickly we were approved. The whole experience was smooth and hassle-free, which is rare in financing!"
Peter T.
Restaurant Owner

Frequently Asked Questions

Explore our frequently asked questions to learn more about how our loans work, what you need to apply, and how we support your business every step of the way.
How do I know which product is right for me?

Apply now & schedule a call with one of our experienced loan experts who will be able to talk through your business needs & goals and help you make that determination.

How many lending options are available through LightBox?

We have 85+ active lenders in our marketplace across many different products!

Is there a minimum or maximum loan amount?

This depends on which product you end up with; we have no lending minimum in our marketplace and options up to $10,000,000.

What are the repayment terms?

This depends on which product you go for - we have options as little as 3 months up to 10 years.

Is there a funding option for me if my credit score is poor?

Absolutely! We have funding options available that do not check or pull credit.

What types of loans can LightBox offer?

Bank term loans, SBA loans, lines of credit, receivables financing, equipment financing, invoice factoring, consumer financing, credit restoration and so much more!

What can I use the funds for?

The options are endless! Typical uses of funds for our business owners are: working capital, equipment, business expansion, payroll, marketing, hiring, etc.

Does LightBox Lending charge fees?

Never! The only fees you will see are from the lending partner directly.

How long will funding take?

This depends on the product you fund with; we do have options that can be funded in less than 24 hours!

How do interest rates work?

​​Interest rates represent the amount borrowers pay lenders to borrow money, usually expressed as a percentage of the loan's principal per year. Interest rates also vary by product - be sure to ask your loan expert for more information.

Do I need to provide collateral?

The majority of our lenders do not require any collateral for funding!

Can you fund start-up businesses?

We do have funding options for start-ups through the SBA!

How can I be sure my private business information is safe?

We ensure our lenders only receive data necessary to make a decision to offer credit. Our lenders have access to ‘Applicant Data’, as defined in the business funding application all business owners consent to prior to applying for credit. LightBox Lending is SOC 2 Type 2 compliant and has extensive security measures in place to ensure the protection of your personal and business information.

Don't let financial limitations hold you back—get the support you need to grow and succeed

Apply Now